Students who meet the eligibility criteria are only allowed to receive one each of the four Government grant programs per academic year. Pell Grant — Offered to undergraduate students demonstrating financial need. Students are only eligible to receive a Pell Grant for 12 total semesters or equivalent academic period. The maximum award is equal to the maximum Pell Grant for a given academic year. Both are free money for students that, unlike a loan, does not need to be repaid.
By and large, grants are gifts given by large institutions like the federal government, the state and colleges. Just like scholarships, grants are highly competitive, so apply early to maximize your chances of winning. The most generous grants are broken down by the federal , state and collegiate level , but there are also funding sources outside of these main categories. Students possessing particular skills or attributes are eligible for a multitude of scholarships.
Avoid student loans or keep them at a minimum when financing your college education by taking advantage of grant opportunities. The EFC determines what the government expects from you financially.
Students that display the most financial need will be eligible for Federal Grant funding. Students pursuing high-demand fields will also have funding options. Any private group grant applications will require information on need, academic experience, or major study interests. The most popular federal grant is the Pell Grant. Pell Grants are awarded primarily to undergraduates, although first time professional students can receive Pell funding.
State sponsored grants are awarded based on criteria such as minority demographics or interest in a high-demand fields. They may be sponsored by universities, private and public endowments or professional associations. Historically underrepresented groups, such as African-Americans, Native-Americans, Asian-Americans and Hispanics, are often eligible for higher education grants. Funding for these grant programs comes from a variety of sources, both public and private.
Many grant programs are dedicated to increasing diversity in the traditionally white male dominated fields of science and business. Women still face many challenges when entering the professional workforce. While progress continues to be made, women remain underrepresented in a number of critical fields including science, medicine and business.
In an effort to redress this imbalance, many lucrative grant opportunities are made available for female college students. Grants for students with disabilities come from a variety of sources, and address a variety of different needs. Some grant programs are designed to help disabled students find their place in a traditional college campus environment, while others may offer financial aid to students attending a special needs school.
Most grants for disabled students are specific to the applicants handicap, though some may be broadly applied to all disabled students. Non-traditional students include those people who are returning to college after a prolonged absence, or those students returning for specific training for career advancement. Often women returning to college after raising a family, or single parents pursuing career advancement through education will fall into this category.
Eligible students must be Pell Grant recipients, academically talented and majoring in STEM fields or high need foreign languages. Because maximum grant awards and program specifics change periodically, it pays to stay in touch with the U. Department of Education for up-to-date information. In some career-based federal grant programs, tuition is paid in exchange for service obligations after graduation. High-demand fields like teaching and nursing use tuition incentives to recruit qualified professionals for employment in under-served areas.
Nursing Scholarships provide college financing for students willing to make employment commitments for 2 years of service at crucial-shortage health care facilities.
Tuition and other approved expenses are abated in return for the service agreement, and qualified applicants receive monthly stipends beyond college costs. Priority consideration is given to the most disadvantaged students. When service obligations are not met, grants revert to loans that must be repaid-with interest.
Iraq and Afghanistan Service Grants are awarded to any student whose parent lost his or her life serving in U. The Montgomery G.
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